Advantage Business Capital is committed to maintaining the privacy and confidentiality of the information you entrust to us. Therefore we are providing this privacy notice to you.
Child Online Privacy Protection Act
In conforming with COPPA laws, Advantage Business Capital will not knowingly collect or use personal information from children under 13. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our web sites may link.
U.S. Patriot Act
Advantage Business Capital is a subsidiary of Central Bank. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents.
Information we collect
We collect nonpublic personal information about you from the following sources:
- information we receive from you on applications or other forms;
- information about your transactions with us, our affiliates, or others; and
- information we receive from a consumer reporting agency.
Information we disclose
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We disclose the information necessary in order to process and service your account(s) to our affiliates and service providers.
If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.
Safeguarding the privacy of your information
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.